*Subject to credit approval.
PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online. By selecting PayBright as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.
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Get your PayBright spending limit while you’re still shopping.
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Place your order quickly and easily by choosing PayBright as yourpayment method at checkout. Enter a few details to get an instantdecision and complete your purchase.
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PayBright will automatically debit/charge monthly payments usingyour preferred payment method: a bank account or a Visa/Mastercarddebit/credit card.
Shop at your favourite stores that offer PayBright and select us asyour payment option at checkout.
Use your mobile phone number to set up your PayBright plan within 60 seconds.
Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.
Yes. You'll need:
• To be 18+ years old
• To be a resident of Canada
• A Canadian bank account, or a Visa/Mastercard credit/debit card.Your debit card must have the Visa or Mastercard logo
• An SMS-capable Canadian phone number
• To meet the minimum cart size required to use PayBright as apayment option at checkout
If your basket is eligible for monthly payments with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.
To learn more about PayBright and credit checks, please read this helpful FAQ article on the PayBright help site.
For more information on interest or fees, please see this helpful article on the PayBright help site.
Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.
PayBright currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have theVisa or Mastercard logo. Please note that prepaid cards are not accepted.
Your login details to access your PayBright account are in the confirmation email sent to you when you first completed your transaction. Can't find the details?Please contact the PayBright team.
Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.
For more information on late or NSF fees, please see this FAQ article on the PayBright help site.
Purchases made using PayBright are subject to JCCF's standard return policy. Any returns will be processed by JCCF, and your PayBright balance will be reduced, cancelled, or refunded accordingly. If JCCF has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review JCCF's return policy here.
For further information, please refer to PayBright’s FAQ page.
PayBright is Canada's leading installment payment provider. When you
use PayBright to pay at JCCF's checkout, you can split your
purchase into easy, automatic monthly payments.
To use PayBright as your preferred payment choice at checkout:
1. Add items to your shopping cart as usual, and select PayBright as
your payment method at checkout for orders between $XX and $XX
(including taxes and shipping).
2. Get set up: Use your mobile phone number to set up your PayBright
plan within 60 seconds.
3. Confirm your payment plan with PayBright. [MERCHANT] will
process and ship your order as usual.
4. Make [CUSTOMIZE PAYMENT FREQUENCY, i.e. “12 or 24 monthly
payments”] to PayBright while you enjoy your purchase.
PayBright will help you set up convenient, pre-authorized payments viayour bank account or a Canadian bank account, or a Visa/Mastercardcredit/debit card.
Please refer to the payment plan agreement for all of your payment schedule information.
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send us a message here.
No, you will not be charged. If you’ve already made a payment toPayBright and are owed a refund, this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the PayBright team through this contact form.
You can find them here.
Please use an alternate payment method to complete your purchase.
If your retailer offers PayBright, but you don’t see it as a payment option, please see this helpful FAQ article on the PayBright help site.
PayBright payment plans are available for orders from $2000.
For more information on related fees, please see these helpful FAQ articles on the PayBright help site.
For help with payment information, or if you haven’t received yourPayBright email confirmation, please contact the PayBright team via their website.
Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.
